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The latest news, videos, podcasts, and up to date information from Bookkeeping Made Simple!
What Gross Margin Tells You That Revenue Doesn't : Especially in Q4
Q4 revenue often looks strong while margins quietly compress. Gross margin is the number that tells you whether the business is actually making money — and it matters most entering Q4. ...more
financial education ,Business Management
September 11, 2026•8 min read
How to Read Your Cash Flow Before Q4
Q4 is often the most cash-intensive quarter. Before October arrives, here's what to look for in your cash flow picture — and how to see problems coming before they become crises. ...more
financial education ,Business Management
September 10, 2026•9 min read
What Your Year-to-Date Numbers Are Actually Telling You
Your year-to-date numbers tell you more than whether you made a profit. Here's how to read revenue direction, gross margin trends, expense growth, and cash flow seasonality before Q4 starts. ...more
Business Management
September 09, 2026•7 min read
Four Things to Know About Your Business Before Q4 Starts
Before Q4 starts, here are four things every small business owner should know — cash position, gross margin, accounts receivable aging, and expense trends. Each one requires reliable books to be usefu... ...more
Business Management
September 08, 2026•7 min read
What Financial Clarity Actually Requires , And What It Doesn't
Financial clarity isn't a dashboard or a software feature. It's the ability to trust what your financial picture is telling you. Here's what the work behind that trust actually involves. ...more
Business Management
September 07, 2026•7 min read
Why September Is the Most Important Month for Your Business Finances
September is the last real window before Q4 decisions arrive. Here's why it matters, what to review before October 1, and what reliable books make possible that unreliable ones don't. ...more
Business Management
September 04, 2026•8 min read
What Reconciliation Actually Means : And Why It's Not a Button You Push
Reconciliation is not automation. It's an investigation — every transaction verified against the actual bank statement, every discrepancy explained. Here's what the process actually involves and what ... ...more
financial education
September 03, 2026•8 min read
Do You Know Your Books Are Right : Or Do You Just Assume?
There's a difference between books that look fine and books you know are right. Here are five signs your books may not be as reliable as you think — and what to do before Q4. ...more
Business Management
September 02, 2026•7 min read
A P&L Is an Output, Not the Work
A P&L tells you what the numbers say — not whether the work behind it was done correctly. Here's what produces a financial statement you can actually trust, and why it matters most in Q4. ...more
financial education ,Business Management
September 01, 2026•8 min read
Why I Wrote From Broke to Bankable
From Broke to Bankable is the conversation Donna Harris has had with small business owners for 25 years — finally in book form. Here's why she wrote it and what readers will find. ...more
financial education ,Business Management
August 28, 2026•5 min read
What It Means to Be Bankable as a Small Business Owner
Being bankable isn't just about credit scores. It means being trustworthy to lenders, buyers, and partners — on paper, in your records, and in your numbers. Here's what it looks like. ...more
financial education ,Business Management
August 27, 2026•5 min read
From Broke to Bankable , What the Journey Actually Looks Like
From broke to bankable isn't a tagline. It's a journey — from financial avoidance to financial clarity, from guessing to knowing, from hoping it works out to building something that lasts. ...more
financial education ,Business Management
August 26, 2026•5 min read
How to Know When You're Ready to Hire
Hiring too early is one of the most expensive small business mistakes. Here's how to know when the numbers actually support a hire — before you make the offer. ...more
Business Management
August 26, 2026•5 min read
The Difference Between a Business That Sells and One That Doesn't
Some businesses sell cleanly at strong multiples. Others don't sell at all. The difference almost always comes down to the same three things. Here's what they are and how to build them. ...more
financial education ,Business Management
August 25, 2026•5 min read
What Is an Earnout and Should You Accept One
An earnout lets a buyer pay less upfront and more later — based on whether the business performs. Here's what it is, how it's structured, and whether you should accept one. ...more
financial education ,Business Management
August 24, 2026•5 min read
How to Make Your Business More Valuable Before You're Ready to Sell
The time to make your business more valuable is before you're ready to sell. Here are the five things that improve your multiple — and why starting now matters more than you think. ...more
financial education ,Business Management
August 21, 2026•5 min read
What a Buyer Will Pay for Your Business , and What They Won't
A buyer doesn't pay for your revenue or your client relationships. They pay for what they can verify. Here's what that means for your valuation — and what to do about it now. ...more
financial education ,Business Management
August 20, 2026•5 min read
How to Read a Profit and Loss Statement If You're Not an Accountant
A profit and loss statement tells the complete financial story of your business — if you know how to read it. Here's a plain English walkthrough of every line, no accounting degree required. ...more
financial education ,Business Management
August 19, 2026•5 min read
What Financial Literacy Actually Means for a Business Owner
Financial literacy for a business owner isn't accounting knowledge. It's the ability to read your own numbers and act on what they tell you. Here's what it looks like — and what it costs not to have i... ...more
financial education ,Business Management
August 18, 2026•6 min read
How to Know If Your Pricing Is Actually Working
Your pricing might look right on the surface and be costing you money underneath. Here's how to know if your pricing is actually working — and what to do when it isn't. ...more
financial education ,Business Management
August 17, 2026•4 min read
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Hear from a few of our satisfied clients!
Greg Ormeo
Donna and the team are the best! This is our first year selling and they have been so helpful.
Tanya Welch
Donna is extremely knowledgeable and always quick to respond to any questions we had. Her expertise and promptness made the entire process smooth and stress-free. I highly recommend her!
Roger Knecht
Thanks for the great work cleaning up the books of business for my clients. Love the attention to detail.
Erin Wiersma
I was on a very short time line to close on my house. I unexpectedly had three days to do my taxes. So that I could close on time.
Donna made it happen.
She squeezed me in and made sure taxes were filed in time.
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